Home Loan
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Home Loan
House loans refer to money borrowed from a financial institution to buy or build a house. Homebuyers can receive high-value financing for long terms at fixed or variable interest rates. Home loans are secured loans since the property is kept as collateral with the lender until the entire loan amount is repaid by the borrower. Our home loans range from Rs. 30 Lakh up to Rs. 5 crores at an affordable interest rate. We offer housing loans to help you purchase or build the house of your dreams without hassles. We allow you to choose your loan amount, term, and EMI according to your individual needs. Our application process requires minimal documentation and approval is instant.
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Frequently Asked
Questions
How does a home loan benefit you?
It is possible for you to purchase or build your dream house without having to worry about finances if you apply for a home loan. Our goal is to provide you with the most suitable home loan based on your housing finance requirements.
How can I extend the term of my home loan?
As long as you stay within your lender’s maximum loan tenure, you can extend your home loan tenure. Our home loans have a maximum tenure of 20 years.
You can reduce your EMI burden by extending your home loan term. Our customer helpline number or your nearest Formonix branch can be used to extend your home loan tenure.
Can a property with an outstanding mortgage be sold?
It is possible to sell a property with an outstanding loan. You will need a No Objection Certificate (NOC) from the lender first. Your bank needs to be notified when you begin the process of selling the property.
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Formonix personal loans help you finance urgent requirements without collateral.